Woodworking businesses face property and liability exposures that standard commercial packages often underestimate. The fire risk in a woodworking shop — sawdu…
Woodworking businesses face property and liability exposures that standard commercial packages often underestimate. The fire risk in a woodworking shop — sawdust accumulation, flammable finishes, and open grain cutting — is substantially higher than typical light manufacturing. Many admitted carrier…
Fine sawdust is explosive, lacquers and stains are flammable, and heated cutting operations create ignition risk. Many admitted carriers prefer low fire-risk commercial operations and decline or heavily surcharge woodworking shops. Specialty manufact…
Yes. If your product causes bodily injury or property damage, you face product liability claims as the manufacturer. Custom work doesn't eliminate product liability — it changes the claim nature. Product liability is typically included in your GL pol…