Churches and religious organizations have a unique set of insurance needs that standard commercial packages don't fully address. A church operates as a propert…
Churches and religious organizations have a unique set of insurance needs that standard commercial packages don't fully address. A church operates as a property owner, a public gathering place, a food service provider, an employer, and often a social service organization — all under one roof with le…
Sexual abuse claims against churches and youth programs have generated some of the largest insurance losses in recent decades. Standard GL often excludes sexual misconduct or limits coverage substantially. Church programs include this coverage becaus…
Most church package programs include volunteers as insureds for liability purposes — a volunteer leading a church-sponsored program is covered under the church's GL policy for bodily injury claims arising from their volunteer role. Review your policy…