Bus and motorcoach insurance covers the substantial liability of transporting large groups of passengers. A single accident involving a 45-passenger charter co…
Bus and motorcoach insurance covers the substantial liability of transporting large groups of passengers. A single accident involving a 45-passenger charter coach can generate claims in the tens of millions — far exceeding limits on a standard commercial auto policy. Federal and state minimum liabil…
FMCSA requires a minimum of $5,000,000 in liability for buses designed to carry 16 or more passengers. Buses seating 9–15 require $1,500,000. Most tour operators also carry umbrella limits because a single accident can generate claims far exceeding t…
Baggage and personal effects for passenger belongings is not automatically included in a standard bus policy — it's available by endorsement. Most operators limit their liability for passenger property contractually; baggage coverage fills the gap fo…